Using Insurance for Counseling Services
Many clients choose to use their health insurance to help cover the cost of counseling, and I’m happy to work with insurance plans when possible. I am paneled in-network with multiple insurance providers.
The list of accepted insurance plans may include (but is not limited to):
- Aetna
- Blue Cross Blue Shield (BCBS)
- Blue Care
- Carelon Behavioral Health
- Cigna
- Evernorth
- McLaren
- Medicare
- Medicaid
- Priority Health
- United Healthcare
- UMR
- VA CCN (Veterans Administration Community Care Network)
Please note that the insurance industry frequently changes provider networks, so this list may not always be up to date. It’s important that you verify directly with your insurance company that your plan covers counseling services with Travis Ericksen as an in-network provider.
If you would like to know how much your sessions will cost, please contact your insurance provider to ask about your deductible, copay, and coinsurance:
- A deductible is the amount you must pay out of pocket before your insurance begins to pay.
- A copay is a fixed amount you pay for each session.
- Coinsurance is the percentage of the session cost you’re responsible for after meeting your deductible.
By law and by contract, we must bill you the exact amount your insurance plan requires, based on their explanation of benefits.
When you contact your insurance provider, you may find it helpful to ask whether the following billing codes are covered as in-network under your plan with Travis Ericksen as the provider:
- 90791 – Intake Assessment
- 90837 – Individual Counseling
- 90847 – Couples Counseling
You should also ask if your insurance requires a prior authorization before starting counseling.
If you have more than one insurance plan, we can bill a primary and a secondary insurance to help minimize your out-of-pocket costs.
If you have questions about how insurance billing works in our office, our front desk staff will be glad to assist you.
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